Income protection insurance is a financial tool that’s essential for some people, ‘nice to have’ for others, and possibly quite unnecessary for a third group. In other words, there’s no one-size-fits-all answer to whether the premium cost justifies the risk. It depends on your circumstances, so it’s worth examining what...
When life throws you a curveball and you suddenly can't work, the financial pressure can feel overwhelming. But here's something many Australians don't realise: there can be many safety nets to help you through. Let me share Sarah's story—it's one I see far too often in my practice, but with...
As a direct result of the widespread natural disasters Australia has experienced in recent years, insurance premiums for house and contents have, in many cases, risen dramatically. When faced with these higher costs, many home-owners might be tempted to under-insure their homes or, even worse, not insure at all. Your...
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